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Get a bigger dividend with the REI Visa Card

Offered exclusively to REI members, the REI Visa card is the only credit card that helps you get a bigger REI dividend and gives back to the outdoors.

REI Visa credit card
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• 5% rebate on all REI purchases1

• PLUS a full member refund
  on eligible REI purchases2

• 1% rebate on all non-REI purchases3

• All this with no annual fee

• Special Offer: $20 REI gift card4
  upon approval and purchase

Learn More About the Benefits

We may change APRs, fees, and other Account terms in the future based on your experience with other creditors or U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. We will increase your rate to a Delinquency Rate if your payment is 15 days past due [or you exceed your credit limit 2 times in an 12 consecutive month period.]

1   5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel–invoiced trip payments.

2   No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items.

3   1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.

4   REI Gift Card Offer: To receive this one-time REI gift card, you must apply for an REI Visa card and once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.
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