Exclusive Benefits of the REI Visa Card
- 5% Rebate on Every REI Purchase1 Including sale and full-price items, REI gift cards and REI Adventures trips.
- 1% Rebate on Everyday Spending - All non-REI purchases2 give you 1% back, included annually in your REI dividend. The more you use your REI Visa card for gas, food and monthly bills, the more your dividend grows.
- No Annual Fee
- All This on Top of Your REI Member Refund (typically 10% on eligible REI purchases)3
- Special Offer: Get a $20 REI Gift Card4 - When you apply, activate and make a purchase with your new REI Visa card.
- REI Visa Gives Back to the Outdoors - On behalf of REI Visa cardmembers, U.S. Bank donates funds to organizations that give back to the outdoors. Recipients are chosen in partnership with REI in support of REI's giving philosophy.

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1 5% rebate applies to net REI purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures travel–invoiced trip payments.
2 1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.
3 No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items.
4 REI Gift Card Offer: To receive this one-time REI gift card, you must apply for an REI Visa card and once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.
5 Certain restrictions and conditions apply. You may also refer to the pamphlets: "Your Visa Card Guide to Benefits", or the "REI Visa Cardmember Agreement."
6 The REI Visa Signature card provides the benefit of a No Pre-Set Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Pre-Set Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.
2 1% rebate applies to net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.
3 No member refund on REI gift cards, services, fees, REI Adventures trips or discount-price items.
4 REI Gift Card Offer: To receive this one-time REI gift card, you must apply for an REI Visa card and once approved, activate your card and make a purchase. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, finance charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval and your new REI Visa card account must be open and in good standing to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.
5 Certain restrictions and conditions apply. You may also refer to the pamphlets: "Your Visa Card Guide to Benefits", or the "REI Visa Cardmember Agreement."
6 The REI Visa Signature card provides the benefit of a No Pre-Set Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Pre-Set Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.


