REI Visa - Making a Payment


4 Ways to Pay

Enjoy the convenience of four easy payment options with your REI Visa card: online, by phone, by mail or with your smart phone.

  • Click to Show/Hide Online Payments
    With Online Banking, you have the flexibility to make a same day payment, schedule a future payment or sign up for AutoPay, where your payment is scheduled on the same day each month. You can use a U.S. Bank checking account or an external account to make payments to your credit card. If you choose to set up an external payment account, it only needs to be set up once for all future payments.

    To make a payment:

    1. Log in to Online Banking.
    2. Under the "Transfers and Payments" tab, select "Pay My Account."
    3. Select the Account you are paying, and the Account you are paying from.
    4. Select the frequency, either Once for a onetime payment, or Recurring to set up AutoPay.
    5. Complete the remaining payment information and select Continue.
    6. Review the payment details and click Submit.

    The cut-off time for same day Web (non-AutoPay) payments varies but generally ranges between 5 pm and 8 pm CT. Please contact Cardmember Service if you have questions about your applicable cut off time.

    Not enrolled in Online Banking? It’s easy to sign up. Enroll Now 

  • Click to Show/Hide PhonePay
    Call in your payment from anywhere: your home, the office or the road. First you need to sign up for PhonePay by calling 1-877-734-8742. After you’ve set up PhonePay the first time, call Cardmember Service anytime before your payment due date—even on the due date if you call before 7 p.m. (CST). Have your REI Visa card account number handy and follow the easy payment instructions. There is no charge for a payment made through our automated phone system1. Each time you make a payment over the phone via our automated system, your next statement will reflect that payment.
  • Click to Show/Hide Mail Your Payment
    To send a payment via U.S. Postal Service, send your check or money order to:

    U.S. Bank
    P.O. Box 790408
    St Louis, MO 63179-0408

    Please make sure to include your Account Number in the memo area.

  • Click to Show/Hide Mobile Banking
    REI Visa Cardmembers enrolled in Online Banking can make a payment 24/7 from their smartphone. To get started, just enroll in U.S. Bank Online Banking and set up any external accounts you´d like to use to pay your REI Visa monthly statement. No setup is required if you are enrolled and would like to use an existing U.S. Bank account to pay your REI Visa card. Learn more about how to download the app and go mobile.

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Terms & Conditions 

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2014 U.S. Bank National Association. All rights reserved.


1 We may add a $10 service charge to the Purchase balance of the Account if you call us to make a payment on your Account and are assisted by a Cardmember Service Representative to make the payment. You will be provided with confirmation of the service charge before the payment transaction is authorized.